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Auto Insurance in Utah – Get Affordable, Reliable Coverage

Whether you're commuting in Salt Lake City, driving the scenic roads near Richfield, or taking family trips across Utah, having the right auto insurance is essential.



At Ron Cropper Insurance, we help Utah drivers find the best car insurance coverage at the most competitive rates. As an independent insurance broker, we compare policies from multiple providers to ensure you get the protection you need—without overpaying.

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What Does Auto Insurance in Utah Cover?

Auto insurance policies in Utah can include several types of coverage to protect you, your passengers, and your vehicle.

Liability Auto Insurance in Utah

  • Required by Utah state law
  • Covers bodily injury and property damage if you're at fault in an accident
  • Minimum coverage: $25,000 per person/$65,000 per accident for injuries, $15,000 for property damage

Full Coverage Auto Insurance in Utah

  • Includes liability, collision, and comprehensive insurance
  • Covers your vehicle in accidents, theft, vandalism, and natural disasters
  • Recommended for newer or financed vehicles

Uninsured / Underinsured Motorist Coverage

  • Protects you if you’re in an accident with a driver who has no insurance
  • Covers medical bills and damages when the other driver is at fault

FAQs

  • What is the Minimum Auto Insurance Coverage in Utah?

    • $25,000 per person / $65,000 per accident for bodily injury liability
    • $15,000 per accident for property damage

  • How Can I Get the Cheapest Car Insurance in Utah?

    • Keep a clean driving record
    • Choose a higher deductible
    • Bundle auto and home insurance
    • Ask about safe driver and low-mileage discounts

  • Do I Need SR-22 Insurance in Utah?

    • You may need SR-22 if your license has been suspended due to a DUI, accident, or multiple violations
    • We can help you get SR-22 coverage quickly

Why Choose Ron Cropper Insurance for Auto Insurance in Utah?

✔ We Compare Rates from Multiple Providers – You get the best deal, not just one option
✔ Personal, Local Service – No call centers, just real help from a local expert
✔ Custom Coverage Plans – Get only the coverage you need—nothing extra
✔ Honest, Transparent Pricing – No hidden fees, no sales pressure

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